Frequently Asked Questions About Payday Lending
What is an online payday loan?
An online payday loan is a cash advance used as a temporary loan in between paychecks to meet expenditure needs. A payday loan is secured against your next paycheck and is repaid on the next paycheck period. Repayment options will vary from lender to lender.
How can I qualify?
Be sure you are at least 18 years of age and a U.S. citizen, have an dependent source of income, make at least $1,000/month, and have a bank account set up prior to applying online. Every lender is different, so if you have additional questions about whether or not you qualify, you should as the customer service representative for the lender to which you are assigned.
How long will the process take?
An online payday loan is specifically created to get you the cash you need in a shorter amount of time than any other form of cash advancement. Different lenders will have different transfer speeds, but compared to many of the more traditional loan products available it is relatively fast
How much will it cost me to apply?
We only provide a service of matching you to an appropriate payday loan provider. We do not actually provide the online payday loans ourselves, therefore there we charge no sign-up fees for our services. Lenders may have different fee structures for their loans, so make sure you are fully aware of the details before you accept a loan.
Will my personal information be secure?
Our lenders online Sign-Up process is safe and secure. They keep your information confidential by implementing 128-bit SSL technology, which ensures your personal data is processed securely.
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